Several years with my current company but now in a different role that offered me the option of an HDHP. In my particular case, PPO premiums were jumping up to 160 a month whereas the HDHP was zero dollars in premiums and my company contributes 1500 each year to my HSA. I don’t tend to make a lot of medical trips not fully covered in my plan, but from my companies contribution, any contributions I make, and the money I save from premiums, I could easily pay my deductible if need be, otherwise it’ll be invested.
Cliffsosavvy t1_iyb37u4 wrote
Reply to I don't see the point of my employer's HDHP /w HSA compared to the PPO plan by zk2997
Several years with my current company but now in a different role that offered me the option of an HDHP. In my particular case, PPO premiums were jumping up to 160 a month whereas the HDHP was zero dollars in premiums and my company contributes 1500 each year to my HSA. I don’t tend to make a lot of medical trips not fully covered in my plan, but from my companies contribution, any contributions I make, and the money I save from premiums, I could easily pay my deductible if need be, otherwise it’ll be invested.