That’s exactly the type of thing I’m looking for! Thanks again

I’ll have to check out YNAB. But good call with the vacation/gifts totally forgot about that.

Also at this point in our lives, a ton of friends/family are getting married so we’ve been shelling out money left and right for weddings lol.

Hey thanks a lot for that write up, some really good thoughts in there and good to see in another perspective.

I think you’re spot on with the childcare. Its a big money hitter. My wife and I would love some help from friends/family, but it just isn’t possible as we leave 4 hours away from them. I think I just may be used to how our life used to be financially before we had a kid (they are expensive! Lol).

I also think you make a good point with checking more frequently. I’m going to plan on doing a deep dive monthly to keep track.

Thanks!