https://en.wikipedia.org/wiki/Asian_brown_cloud

At this point, selling on Ebay is probably more legit.

For those who don't read the article, 6 out of 10 of the agents they contacted offered to set up the buyer with fraudulent documents.

67% of all suspicious mortgages are ultimately found to be this sort of fraud.

Imagine how housing prices would be affected if 60% fewer people were able to gain these extremely high, fraudulent mortgages. People would, gasp, have to only offer what they can actually afford!