Deezy1414

Deezy1414 OP t1_j2b8pmb wrote

I do love the idea of reducing our taxable income. We did clean out the brokerage account earlier this year to pay off the house but that’s the only time we’ve sold for the short term. I’m always afraid of something big happening and not nothing the money to take care of it. I think I’ll bump my contributions up to 20% and go from there. I don’t have the idea of a Roth IRA I just don’t like more money coming out of my take home pay after taxes and deductions if that makes sense

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