A HYSA (High Yield Savings Account) is exactly that, a savings account. If that's what you are wanting, just the generic 'Ally Savings' account at 3.75% is what you want. This will be the perfect set it and forget it option. If you're interested in CD's which uncharacteristically have better rates, the you can choose one of the CD's listed. Others here have good advice on which to choose.
Doktor_Z t1_je9ndnk wrote
Reply to High-yield savings account - Which type of Ally should I open? by clong55
A HYSA (High Yield Savings Account) is exactly that, a savings account. If that's what you are wanting, just the generic 'Ally Savings' account at 3.75% is what you want. This will be the perfect set it and forget it option. If you're interested in CD's which uncharacteristically have better rates, the you can choose one of the CD's listed. Others here have good advice on which to choose.