GaylrdFocker
GaylrdFocker t1_j6od10y wrote
Reply to comment by Tech_geek23 in Traditional Savings vs HYSA Savings by Tech_geek23
Instant transfers are worthless. Pay with a credit card and pay off with savings, you have up to a month to transfer the money depending on purchase and due date.
GaylrdFocker t1_j6o86fv wrote
Reply to comment by the_beluga_whale in ROTH IRA- 100% FAGAX (Fidelity Adv Growth Opport CL A) by the_beluga_whale
100% cancel right now.
Have you deposited any money to your Roth IRA with NwM? If so, just contact Vanguard, Fidelity, or Schwab and open a new one and tell them you have one to transfer over. They will help you move your NwM to them.
If not, then just close your NwM IRA and open one at the above.
GaylrdFocker t1_j6o5vap wrote
Reply to Credit Score dropped 30 points because they choose the day after I used my credit card to report credit utilization? by rouge171
They didn't just decide it, they report your balance on probably the same day every month, slight changes with some holidays possibly. Typically it's your statement balance, did you pay off your card before the statement posted?
GaylrdFocker t1_iyfdnob wrote
You're an attorney and you are asking Reddit for advice instead of another lawyer specializing in this field, and didn't know you signed a power of attorney?
GaylrdFocker t1_iyfazz9 wrote
Reply to comment by One_Honest_Dude in Own a hotel room? I hadn't heard of that before. by One_Honest_Dude
Depends what they offer in the Dominican. You probably can't get any loans from a US bank to purchase property there.
GaylrdFocker t1_iyf6lm8 wrote
You need to invest. You don't have much in your 401K, way too much in savings, and probably don't have IRAs. Read the wiki link.
GaylrdFocker t1_iyf4sul wrote
Reply to Dealership repair trouble by DotAlyss
What was the code causing the check engine light this time vs the last time? If you can't prove they are not different issues, then there is no reason to believe this light is related to the thing they just fixed. Also, why are you still taking a VW to a Honda dealership when you have no warranty? That is incredibly wasteful. Find a local mechanic that specializes in VWs. They will know more, and charge less than any dealership.
GaylrdFocker t1_iuf11o7 wrote
Reply to I will receive a stipend of $150 a month for the rest of my life. How should I handle it? by [deleted]
Is this the entire amount you are investing? Quick math is $150 per month starting at $0, and standard 7% return per year, you would be investing for about 17 years before your dividends equal your deposit. Basing this on 3% dividends, but not sure what dividend aristocrats average. Google "investment calculator" to run numbers. You should read the links below and make sure you've covered every other avenue before just using a taxable account.
GaylrdFocker t1_j6p17be wrote
Reply to comment by rouge171 in Credit Score dropped 30 points because they choose the day after I used my credit card to report credit utilization? by rouge171
Yep, every 2 weeks means you are going to be before the statement some months and after the statement some months with one of the payments. Yes, find out when your statement posts and pay it down before that day.