JimBones31

JimBones31 t1_j6hxh98 wrote

We set the thermostat to 65-67 when my wife is home and when she goes to work I turn it down to 60-62.

When I'm away at work I think she turns it up a bit.

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JimBones31 t1_j5ycsvv wrote

Reply to comment by Zephyr4813 in In need of help by YogiJ3ear

Sure, low interest rates are great, but don't you want to own your home?

And starting a comment by calling someone small brained is small brained. 😊🤷

Enjoy your own personal finance. One of the things I've learned from not following everything Dave Ramsey says is that it's not my job to tell everyone how to spend their money.

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JimBones31 t1_j5uv1s0 wrote

Reply to comment by metalandmeeples in In need of help by YogiJ3ear

I used to be a staunch supporter of Dave Ramsey but have been moving away from that school of thought. (Though I'm still heavily anti-debt). I really wish personal finance was a required course in highschool.

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JimBones31 t1_j23ykl7 wrote

I'm a huge fan of tabletop games, my wife and I play magic the gathering and other board games.

Try to find some hobbies that you can enjoy inside in the warmth. Also, if you go outside for the day, maybe wear some long johns under your pants.

There's always drinking too! Plenty of excuses to go over a friend's house and have a few 😁

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