Linenoise77
Linenoise77 t1_iyw9o8b wrote
Reply to comment by farts_in_the_air in Careless Driving Ticket by legolover326
We have this conversation every damn time this is brought up in this sub.
Insurance doesn't look at your DMV points and assign some numeric value to them and adjust your rates as such (when i was a kid, everyone always said 1 point = 100 dollars a year, which just isn't true).
Insurance looks at your abstract, which is your driving history, and combines that with a whole host of other data, and then a computer spits out what your risk is, and you rates get set from there. That number constantly changes.
Some years your insurance, particularly if you are older and have a clean history and are a good customer, won't even pull your abstract for a renewal.
Your insurance company is well aware "unsafe operation" is a speeding ticket or other minor infraction you pleaded down to, or the cop cut you a break on, and will factor it in as such. As you mentioned, the fine for it is considerably higher than just paying the fine you would have otherwise, so all you did was pay a few hundred bucks to avoid a few points that don't matter to most people.
Now yes, if your job cares about DMV points, take the plea. If you have a CDL you probably want to take the plea. If you are bumping up against surcharges or something, yeah, take the plea.
But you can only take the plea twice in 5 years. So for most folks, its generally better to keep that in your back pocket in case you get pinched with a 20+ over or something a bit more costly and impactful to your insurance.
Edit: Moreover, everyone you care about knowing (a cop who runs your license, a judge if you get another ticket, whomever pulls your abstract) knows that you were probably speeding or something else silly, which is how you got that ticket, and may very well be able to see the original charge. So its not going to help you get out of a future ticket because someone will say, "hey, his record is clean, i'll cut him a break". If anything its more likely to get you the next ticket, as they will view it as, "well they already got a break 6 months ago, and here they are speeding\whatever again"
Edit2: also its not necessarily 395 dollars. It varies by town. The law is when taken as a plea, the fine is the fine of the original ticket + an additional fee set by the court (I think up to 250 bucks, and you can bet the town charges the max), and court costs (haven't had a ticket in a very long time, but i believe court costs are like 40 bucks in most places).
So yeah, for a low speeding ticket that was otherwise 100 bucks, it may very well be ~400 bucks, but it could be more depending on what the original fine is for.
Linenoise77 t1_iyw8hms wrote
Reply to Careless Driving Ticket by legolover326
The points are meaningless in terms of your record, unless for some reason your job cares. Don't get another ticket for the next year from when the ticket is settled, and they will go away on their own.
Insurance looks at the actual violations, not the points. A careless ticket is equiavlent to a small speeding ticket in most cases (however every person is viewed differently by insurance).
If you have been with your company for 7 years, have a clean record otherwise, they won't move your insurance much, if at all. The accident on the other hand is another story.
Your insurance MAY offer you some kind of discount for defensive driving, etc.
As for fighting it, well, you were in an accident. Pretty slam dunk case for careless driving. The cop COULD have potentially hit you with something worse, and there really isn't anything else you can plead down to that would look better for insurance.
You could go to court, and maybe the prosecutor is in a good mood, and they will dismiss it if you pay court costs, but thats a stretch, and the cop would have probably said something along those lines if it was a case of "look we just want to document this".
Edit: Ultimately though, the best thing to do is contact your insurance agent (hopefully you have a local one and just didn't go with a faceless online, whoever is cheapest company, and switch every 6 months). They will have a good sense as to how it may affect your rates, what some options are for you to reduce any hit, and may very well be familiar with the town and can give you some ideas of what can be done on that end.
Linenoise77 t1_iy99gf8 wrote
Reply to comment by shadracko in "You'll make more money working 3yrs at a company and then jumping to a new company negotiating a higher salary than just staying at 1 company and taking your annual raises each year" by CasualFridays047
You make the assumption though that offboardin\onboarding someone new is cheap.
It isn't. First you have to deal with a candidate search. Aside from the paperwork, going through resumes, discussing with your team\peers\superior what you want the new person to be, you have hard costs associated with that. Maybe you have recruiters involved.
Then you inevitably come across a candidate who makes you rethink the position, and you have to repeat the above.
Then you onboard them, which has costs. Your productivity suffers while you get them up to speed, hoping the entire time they mesh with what you have going on.
And sometimes it doesn't work out, and you have to send them pounding, or they bail. And you get to repeat the process.
Same with losing an employee. Maybe they were besties with someone else, maybe even someone critical to your org, and now that person starts thinking of leaving. Maybe the mood in the place changes because Mary doesn't show up with donuts every friday morning or Steve doesn't run the fantasy league anymore.
From the employee side, it also assumes the working environments are the same (rarely they are).
Sure your company could go every year, "Lets give everyone market rate raises" but that still means companies actively searching will have to pay more, and the cycle continues (not to mention your company figuring out how to keep up with that.......oh wait, i forgot reddit, so something something CEO).
I never disrespected someone coming to me saying, "Line, i'm way below what i can make on the open market, and i have people reaching out to me" I'd fight like hell for the right person to get them to where they should be.
But you can only do that every so often (5 years is a nice number if you are just getting the equivalent of COLA).
Likewise i found that people don't negotiate enough when they increase their responsibilities or roles. That is a perfectly valid time to talk about salary.
Linenoise77 t1_iy985to wrote
Reply to "You'll make more money working 3yrs at a company and then jumping to a new company negotiating a higher salary than just staying at 1 company and taking your annual raises each year" by CasualFridays047
You are essentially trading stability and safety for money in most cases.
I know this is reddit and corporations only care about themselves blah blah blah, but you always try the hardest to save the folks who are ingrained in the system, have long standing relationships with other people, know all of the crazy nuances and culture, have that one piece of useful knowledge that saves the day every other year or so, etc when cuts come around.
in MOST fields, 3 years really isn't enough to get yourself in that spot.
Reddit is a bit IT\IS heavy if i had to guess when it comes to careers, and rules are somewhat different there. You don't want to get caught in a place where technology and your skills stagnate. Some little project you worked on at your current job may now give you the push to go for higher pay at someplace else where that is the MAIN job, etc.
As someone who was a hiring manager, you liked seeing nice stretches at a previous job, vs the 2-3 year flips. Ideally you saw a little bit of both...."I was with the company 8 years....everything was great, but i didn't see a direction for me for some time moving forward..."
Hiring someone who you knew would start shopping around in 2 years was always a strike against you, because if you aren't a mom and pop, hiring\firing someone is a giant pain in the ass, expensive, and a time suck, and if you get it wrong, you can fuck up existing stuff that works.
Linenoise77 t1_iy91dy7 wrote
Reply to comment by petare33 in [QUESTION] Do rental apartments in North Jersey ever come with more than one parking spot? by petare33
100% depends on where exactly you are in montclair.
Answer will range from you can't do it period, its simple, or its available but impossible to find at certain times.
Linenoise77 t1_iy8pcvg wrote
Reply to [QUESTION] Do rental apartments in North Jersey ever come with more than one parking spot? by petare33
Likewise i lived in a place with a roommate that included one parking spot.
The person with the spot paid extra rent, the other person took their chances with street parking. Depending where you live, street parking may not be a huge deal.
My mom parks on the street most of the year, and then I get her a spot for the winter so i only need to dig out the car for her once, and not every time the plow comes by.
Linenoise77 t1_iy8jxyi wrote
Reply to [QUESTION] Do rental apartments in North Jersey ever come with more than one parking spot? by petare33
Yes, depends on building.
I've been in places that included one spot as part of rent, and could get an extra space for an added fee, places that you had to pay for any spaces if you wanted them, places that only had 1 space period, and places that had no spaces.
All depends on the building.
Linenoise77 t1_iy5iac2 wrote
Reply to Paid off car loan, got the title from the dealership. Do I need to do anything else? by EndlessErrands0002
You can get a new title with the lien release on it issued.
While its not necessary, having that done in advance makes it easier if you can't find your title like 5 years later, and the company who wrote your original note has been sold\transfered\bankrupt\transfered again in that time and DMV insists on getting a lien release from the lender, because their information still says there is a lien on it.
Ask me how i know.
I wouldn't run out to DMV tomorrow, but its worth the step next time you are there.
Linenoise77 t1_iy0a8wg wrote
Reply to minium wage increase by MissMilkerss
I haven't seen any place by me offering anything less than 18 (super market, night shift was 20 i think). Even the mcdonalds by me STARTS at 18.
Linenoise77 t1_ixxhuyz wrote
Reply to NJDOT anti-graffiti coating fail by Mr_Matt_K
Its not paint proof. Its paint that is resistant to harsher methods making it quicker\cheaper\easier to clean.
Instead of having to repaint that wall, they probably just need a dude with 5 minutes and a pressure washer or sandblaster.
Linenoise77 t1_ixuf11b wrote
Reply to Jersey city rent by Zaiik
Internet is kind of a silly thing to include in that, because even like gig fiber is going to be a rounding error wen you figure the rent for the other things above.
Assuming you mean something downtown or in the happening neighborhoods, that could break 5k easy.
In parts of the heights or maybe 4k
In the sketchier parts, with a place that is dated\needs work, you might find something for the mid 3s.
Linenoise77 t1_ixi8l6s wrote
Reply to Best thanksgiving eve bar scene? by Psychological-Ad8175
for me when i was younger it was always going to a local bar in town. People back from school or wherever they moved off too home at their parents for the holiday, so you always just randomly ran into people you hadn't seen in forever.
I'm willing to bet even 20+ years from now if i went back to my town i'd bump into someone i grew up with.
Linenoise77 t1_ixfne2e wrote
Reply to comment by Irlydidnthaveachoice in Colonia High School soil and air tested again in continuing cancer probe by fraaankie485
Yeah, i'm not saying there isn't something going on there, but centering on the school because "people who got it went there" seems silly. Those people also probably spent considerable time at other places in the immediate area. The places we regularly hung out and goofed around with in HS were the same places people had done the same at for decades.
If the numbers are that out of wack compared to the general pop and you ruled out the low hanging fruit in the school, its time to look at other places, or admit its just a statistical anomaly, not keep doubling down on the easy answer.
Linenoise77 t1_ixfn01f wrote
Your asking for quality, but naming places that are anything but.
Ikea furniture is very easy to assemble, inexpensive, looks ok, and you will get a few years out of it provided you don't move it around.
Staples stuff they sell in the store, particularly office furniture, for the most part is garbage. Its meant to be a desk you spend a little bit of time at, not work full time at. There is a reason real office furniture is expensive. That goes for your chair too.
None of the stuff is rocket science to build, its all insert tab A into slot B. If you have a screw driver and a hammer you are good to go.
A REAL desk that isn't going to come apart on you in a few years and shows up put together is going to be north of 4 figures. That is why they are so expensive, the shipping and delivery of it.
The dude who builds your staples furniture is probably making 15 bucks an hour and cranking out a half dozen pieces an hour.
Linenoise77 t1_ixfmfti wrote
Reply to Got rear ended this morning 9am with car full of kids, driver fled the scene, but cops gave ME a hard time. by OceanAvenue187
before we start crucifying people.....
What kind of damage was done.
Linenoise77 t1_ix91jxv wrote
Reply to How is Newark Airport these days? by gonerlover
Depends on the terminal.
C is great, B depends what time of day you are flying at.
A is a shitshow as it always is, but the new A opens up in like 2 weeks, and addresses all of the big issues with the existing A. I'd expect there to be kinks as it comes online like everything else, especially during the holidays (I really don't know why they didn't wait until the new year to switch).
Later next year once the new rental car facility is up and running, it should eliminate a bunch of other big complaints about EWR.
B & C need some upgrades to deal with lyft\uber pickups, its a pain in the ass right now when getting one, but not all of that is EWR's fault. I usually just spring for a car service on my return trip, its usually just a tiny bit more, you know the price for sure ahead of time, and so much better than rolling your dice with random ewr uber guy.
Edit: also i was in one of the new LGA terminals 2 weeks ago, and HOLY SHIT, did they knock that place out of the park. I honestly couldn't find something to complain about. Had I not just stepped off a plane that landed there, you wouldn't have been able to convince me it was laguardia.
Linenoise77 t1_ix83jy6 wrote
If you are looking at national averages for figures, its safe to assume that we are going to be well above that.
Linenoise77 t1_iuwpquz wrote
Reply to comment by Morningnewsandcoffee in Guidance on NJ Rental Security Deposit by Socially2019
It depends on if you want to call your landlords bluff, and want to deal potentially with the hassle of filing and court costs.
Most likely your landlord will back down if you threaten or settle if you go through with it. Most courts are tenant friendly in NJ, and the penalties if your landlord goofs off with your security deposit are clear.
Your landlord can't do anything to YOU, especially if you don't expect to need a reference any time soon if you press your case. Even if you take him to court over it and lose, you are only out a few hundred bucks in court costs and your time and hassle.
Its really a question as to who is 900 bucks worth more to.
Linenoise77 t1_iusjzs7 wrote
Reply to comment by whatsasimba in We hit the Powerball! by elmwoodblues
YOU FOOL! you pasted the barcode. Someone has probably already counterfeited it and redeemed it!
Linenoise77 t1_iujnhlj wrote
Reply to comment by surfnowokgo in anywhere to buy unpasteurized milk by [deleted]
Yes, again, and this is all hearsay, but it ABSOLUTELY did happen in the late 90s....
The story i always heard was it started as a thing between the Amish and Hasidic (in my mind when 2 guys bumped into each other shopping for hats), but the conflicting days of the Sabbath made it a logistic hassle.
So the Italians got involved, and were paid in flour.
Linenoise77 t1_iujmzxq wrote
Reply to comment by daedalus_was_right in Lawsuit seeks $5M in wages for Great Adventure hourly workers: The class action lawsuit says workers should be paid for time spent walking across Great Adventure amusement park by rollotomasi07071
Well, it is, generally speaking, if you are negotiating for your pay. I've worked jobs with really shitty commutes where it was worth it, and i've worked shit jobs with awesome commutes where it wasn't.
In the case of six flags here, there are extraneities here that aren't present in other jobs. I'd wager this case falls right along labor laws (some with good intentions intended) and six flags will end up having to settle or split the difference and make some changes. Six flags could also argue though, "Hey we pay 15 year olds 18 bucks an hour to sell cotton candy, we are accounting for those hassles in our wages"
Linenoise77 t1_iuitnoz wrote
Reply to comment by ophidiophobia_py_dev in Lawsuit seeks $5M in wages for Great Adventure hourly workers: The class action lawsuit says workers should be paid for time spent walking across Great Adventure amusement park by rollotomasi07071
The same as if i get hit by a car in my offices parking lot on the way to my desk...
so like...it depends.
Linenoise77 t1_iuiifw3 wrote
Reply to comment by surfnowokgo in anywhere to buy unpasteurized milk by [deleted]
Again, this is 20 years ago, so the times may have changed....BUT....
Especially back then, a pizzeria was mainly a cash business. It was also not uncommon for it to be run by people of.....questionable....family backgrounds...
Which meant it was very hard for Uncle Sam to figure out how good a business you were running, and if you were giving him his cut, practicing fair labor, etc.
What the IRS figured out (or so he story went) was they could model your business pretty well based off how much of certain things you ordered. One of their favorite things to use for this was flour.
Why flour? Well cheese you aren't going to use a consistent amount sometimes on your pizzas. Maybe one guy goes heavy, one guy goes light. You switch vendors constantly as its prices bounces around. You use it for other stuff.
But flour, you use the exact amount each time you make a standard sized pizza, and the IRS knows what that is. It also has a long shelf life so you aren't accounting for spoilage and stuff, aside from the occasional we made too much dough that day, which isn't very common once you have your business going.
So basically they could look at the books, see how much flour you bought, figure out how many pizzas that means you made, and that would give them a good sense as to your volume of business.
Enter the Amish who could hook you up with flour uncle Sam didn't have tabs on.
The Hasidics factored in because of unpasturized milk. They would sell it out of ice cream trucks and stuff in Bensonhurst.
Linenoise77 t1_iuih437 wrote
Reply to comment by neversayduh in Lawsuit seeks $5M in wages for Great Adventure hourly workers: The class action lawsuit says workers should be paid for time spent walking across Great Adventure amusement park by rollotomasi07071
In that case, in my mind you should be on the clock from the moment you check in. If six flags doesn't want to pay you, they should provide uniforms you can take home, and let you know what to wear and then you dress at home.
Basically once you checked in, you are waiting on your employer, so it should be on their dime.
Linenoise77 t1_iywarx9 wrote
Reply to comment by DoomsdayVivi in Careless Driving Ticket by legolover326
yeah there is no shame in trying to beat a ticket, but you don't need the "I didn't do anything wrong" attitude when you smacked into a stopped car.
Accidents happen, most of us will get into at least one in our years of driving. Be grateful it was minor, nobody was hurt and now just treat it as a business transaction and figure out how you are going to reduce the cost to yourself.