I own a commercial property with a business with two apartments above it. The upstairs apartments have egress in the front and back with parking for four cars in the back. I am pretty sure having a storefront makes the property commercial so you can't get a standard home loan. You will need to pay outright or get a commercial mortgage. Commercial mortgages are a bit different than residential, you have a higher interest rate and shorter terms. My rate was 1.5% more than residential with 10 years. They don't roll the insurance and taxes into your payment. My commercial insurance is around $2600 a year. I'm glad that I bought the building but I'm really glad I got it for a good price at the time. If you want to get a residential mortgage, get a multi-family property, duplex, triplex, or quadplex, and just live in one unit.

The South Side has a lot of good places and I'm a resident. Here's some of my favorites:

1. Dish, High end Italian
2. Cucina Vitale, BYOB, High-end Italian and fantastic weekend brunch
3. Cafe Du Jour, BYOB Amazing owner and staff
4. Streets on Carson, Great small plates
5. Columbian Spot, Nice to change it up and get some Columbian food
6. Sultry F&B, BYOB but will soon have liquor license
7. Carmi Soul Food, I Love their stuffed pork chops.
8. Carmella's Plate and Pints
9. Le Petit Cafe & Grille, really nice local place
10. Little Tokyo Bistro, best sushi around
11. La Palapa, Great Mexican restaurant
12. Nadine's, you just have to experience grabbing breakfast after going to ALDI
13. Birmingham Bridge Tavern, great place off the beaten path
14. Thai Me Up, love grabbing lunch there

Pins at South Side Works or Victory Pointe down by 12th and Carson. Plus there's a bunch of dessert places on the South Side, Milkshake Factory, Insomnia Cookies, or Churn.

I would throw Baldwin in there too!

I'm pretty sure you are not allowed to split a bill like that between separate units. Each tenant needs their own water meter. I have a 3 unit building and I cover the water.

Find a local bar and go around 3 PM, earlier if it's raining.

Back to the Foodture just opened a huge place over near Duquesne University

https://i.pinimg.com/564x/ae/43/cd/ae43cdc016cbf75aa5e68d3f784e998e.jpg

I live on the South Side, so I'm very biased:
Dish, everyone should already know about this place. Have a reservation for tomorrow
Cucina Vitale, they do lunch, weekend brunch, and dinners

I took my sister to Sir Pizza a few weeks ago and we each devoured a small pie. We both like the fact that they grind the toppings. And everyone is guaranteed to get a piece. They cut their pizzas into a bunch of little pieces, love that.

You can send me a DM if you like, I commute from the South Side to Bakery Square by bicycle and bus. Depends on the weather.

Maiku Is great and it’s run by a hummus and and wife team. I’m a little piggy and get Pho and Bahn Mi!