Realworld
Realworld t1_j5j10dw wrote
Reply to LPT: A good financial habit to get into is treating money as hours of work. Ask yourself how many hours of work something would take if you buy it. The awareness of the amount of time you put into purchases helps reduce compulsive spending. by humvee911
I used Discretionary income:
Discretionary income = gross income – taxes – all compelled payments (bills)
It's total personal income after subtracting taxes and minimal survival expenses (such as food, medicine, rent or mortgage, utilities, insurance, transportation, property maintenance, child support, etc.) to maintain a certain standard of living. It is the amount of an individual's income available for spending after the essentials have been taken care of.
If you only have $160 left over after paying all your monthly bills & living expenses then you're working for $1/hour discretionary income.
This motivated me to ruthlessly beat down my recurring expenses.
Realworld t1_j27uf6z wrote
Built my light work tables of 2x2s and 1/4 inch plywood, assembled with predrilled 1-1/4" drywall screws. No impact or prying work done on these.
My heavy work benches are assembled from commercial steel shelving with 2x8s tops fastened with 5/16" carriage bolts, washer & nut. Vises and grinders mounted on these.
Realworld t1_j7csk6m wrote
Reply to comment by CommentContrarian in Lead Plates and Land Claims in North America and Europe: When did the practice begin of burying lead plates to establish ownership of land, and why did it die out, and was it ever used successfully in a court of law to establish ownership? by whyenn
It's the motto of the monarch of the United Kingdom and appears on Royal coat of arms of UK outside Scotland.