It’s Ubers. I’ve found jobs and they fall through or the managers aren’t honest with me. Public transportation scares me tbh. I’m willing to wait to buy an iPad so that would reduce the loan to $750. That’s not a terrible amount of debt I feel. But I definitely do see your viewpoint.

No, I can't depend on anyone financially so this is really my only option. If I don't pay off my card I can't get to work and if I can't get to work I can't pay off my debt. I can wait for the iPad. I can't wait for my credit card bill.

I use my credit card to get places. I have a $500 credit limit that is almost maxed out. If I don't pay my credit card bill I wont be able to get to work is what I am saying.

True with that but my credit card bill is really the big issue. I have a $500 max and my card is almost maxed out because I am using it as buffer. If I don’t pay it off I won’t be able to get to a job. So, I need to pay it off. I have had jobs fall through or weird things happen so I wasn’t anticipating on maxing my card out. But, I need a way to pay off the bill.

If I wait my credit will get messed up/I won’t be able to go anywhere because my credit card is almost maxed out and I wont be able to get an internship this year. I am looking for a job and paying for my loan will be my first task with my money. It’s subsidized so interest isn’t charged until after I graduate and I’m paying it off before I graduate. I don’t graduate until 2025. I just started school. It’s only a two year program so I don’t have a lot of time to build my resume.