Its been spring down here on the shoreline for like weeks now. Forsythia and daffodils have been out for kver 2 weeks. Many trees are just starting to leaf out.

I'm currently expanding my current CT home improvement business to start installing these at a more affordable price. Most hvac companies are making like 40-60% profit margins on these. A single 12k zone mini split shouldn't cost like $5k.

I have a lawyer looking everything over and mini splits don't require any hvac permits or licenses to actually install. Almost all towns only require a permit for the electrical part. 

I hope to soon be installing the same mini splits as Carrier for close to half the cost of these hvac companies. My install will be eligible for the energizect rebate as well.

Anything over 5k you pay both federal and state taxes. So if you win 50k the CT lottery will deduct roughly 30% and you end up with a check for 35k.

The CT Lottery is required by law to report and withhold federal income tax (currently 24%) on all gambling winnings valued at more than $5,000. (Under certain circumstances this tax rate may be 30%.) In addition, the Lottery is required to report to the IRS gambling winnings that are $600 or more, and at least 300 times the amount of the wager. 

CT Lottery Federal Tax ID Number: 06-1457386

State Income Tax: 6.99% The CT Lottery is required by law to withhold Connecticut state income tax (currently 6.99%) on all gambling winnings that are either: 1) subject to federal withholding tax (i.e. proceeds more than $5,000); or 2) reportable for federal tax purposes (i.e. $600 or more and at least 300 times the amount of the wager.) Connecticut state income tax is required on all CT Lottery winnings regardless of state residency.

I'm on an old net metering plan. All my summer production gets carried through winter and resets in April.

I only pay the monthly $9.62 connection charge year round. I installed solar panels 8 years ago and converted my house to all electric. Heat pump water heater, heat pumps for ac/heat, induction stove, heat pump dryer, etc.

According to my energy monitor my 1800 sqft house used 8500 kwh for all of 2022 or about 700 kwh a month. My heat pumps consumed 2500 kwh of that electricty for heating/cooling.

Where was everyone 8 years ago when panels were $1.50 a watt to install? The prices now are like $3.50+ watt. The net metering was also way better than the current one they changed to last Jan. The state was offering massive upfront cash incentives as well. The payback period was like 5.5 years. I was the only house in my neighborhood for years with panels.

There are multiple suppliers offering .10 kwh now.

The Quinnipiac's that spoke Algonquin at one point controlled all of CT.

Since 1997, more extensive research, based on linguistics and early historical records, has extended the boundaries of the 1500-1600 AD Quiripi/Renapi/Quinnipiac confederacies to include all of what is now Connecticut, eastern New York, northern New Jersey, and half of Long Island (prior to the immigration of the Pequot/Mohegan peoples into eastern CT

https://en.wikipedia.org/wiki/Quinnipiac

The state found a PaleoIndian site in Avon on the Farmington River that was radiocarbon dated to 12500 years old. They would have been some of the first human inhabitants after the last ice age.

https://portal.ct.gov/DOT/CTDOT-Press-Releases/2019/CTDOT-ARCHAEOLOGICAL-INVESTIGATIONS-ENCOUNTER-EARLY-NATIVE-AMERICAN-SITE-IN-TOWN-OF-AVON

I just saw natural gas prices are crashing. In Europe they dropped like 80% since their high this year. Its almost certain electricity rates will come way down by July.

Correct all these suppliers are buying and reselling long term futures when natural gas was much cheaper.

I used a low interest home equity loan from my credit unit 8 years ago to finance my panels. I believe energizect.com also has low interest loans. Every month for the 6 years it took to pay off my panels my monthly payment was less than or equal to my average Eversource bill. My Eversource bill has been just the $9.62 connection charge since I installed them. I basically paid my credit union for 6 years instead of Eversource. You may also be able to deduct the interest on the home equity loan when you do your taxes.

Just curious OP if there are still issues with people selling homes with leased systems on the house. Are a lot of sellers still having to pay those outrageous buyouts to end the lease. It seems like it's so well known how bad some of these leases are that most buyers I have heard refuse to want to take them over.

National grid customers in Massachusetts will actually be paying more than Hawaii at .48 kwh. Still cheaper than California with its peak time of use rates where its like .68 kwh. I just read some post here recently where people in Europe are saying its almost $1 euro a kwh in a few counties which is just nuts.

From Lamont's press release the other week.

As of January 1, 2023, Connecticut’s all-in residential electric rates ($0.35/kWh) for both Eversource and UI will be within the same range as most New England utilities, including New Hampshire ($0.33/kWh to $0.39/kWh) and Rhode Island ($0.29/kWh). Only Maine ($0.24/kWh to $0.28/kWh) and Vermont* ($0.18/kWh) are lower. Meanwhile, customers of National Grid and Unitil in Massachusetts are paying over 40% higher rates than Connecticut at $0.48/kWh and $0.42/kwh (Note: Electric rates change seasonally and on different timeframes for each utility; these figures are subject to change).

Here is the EIA's dashboard for New England with real time gas and electricity prices.

https://www.eia.gov/dashboard/newengland/electricity

From Lamont's press release.

As of January 1, 2023, Connecticut’s all-in residential electric rates ($0.35/kWh) for both Eversource and UI will be within the same range as most New England utilities, including New Hampshire ($0.33/kWh to $0.39/kWh) and Rhode Island ($0.29/kWh). Only Maine ($0.24/kWh to $0.28/kWh) and Vermont* ($0.18/kWh) are lower. Meanwhile, customers of National Grid and Unitil in Massachusetts are paying over 40% higher rates than Connecticut at $0.48/kWh and $0.42/kwh (Note: Electric rates change seasonally and on different timeframes for each utility; these figures are subject to change).

The price increases are pretty crazy in Massachusetts. National grids rate is now an insane .48 kwh. They just took over Hawaii as the most expensive electricity in the US. Most of Hawaii's baseload power plants are oil.

Naugatuck got 46k from it.

First Year Of CT Nip Bottle Surcharge Program Nets $46K For Naugatuck

https://patch.com/connecticut/naugatuck/first-year-ct-nip-bottle-surcharge-program-nets-46k-naugatuck

If your spending that kind of money look into driving out to Western NY to the native american stores where ounces are like $60 with no taxes or fees.

I lived in Grand Isle back in the early 2000's and many people told me you could buy a house for like half the price or more compared to the Burlington area on the NY side. The property taxes were also like a fraction of the cost. For the amount of money they were saving they said it was worth taking the ferry. Is that still somewhat true today?