yes but i’m asking if it’s worth breaking the first 100k that is deemed so important. also, my brokerage account is 15% so not sure if it’s good financial decision to take the loss or not to take advantage of the program

i’ve been maxing out my retirement accounts, currently on the second year of maxing out my 401k. My brokerage accounts were created to store money for a down payment of a house in the future. But because of the new program, im in a tough spot where i want to try to break even before buying a house or take them out (about 60k) for closing costs since i don’t need a down payment anymore.