batboobies
batboobies t1_j2fnizt wrote
Reply to comment by stanimal21 in Help deciding how to consolidate debt... by [deleted]
Oh interesting! Because they're so risky, credit-score wise?
batboobies t1_j2fmrvf wrote
Reply to comment by wickedkittylitter in Help deciding how to consolidate debt... by [deleted]
This is good advice, thank you. I feel like I keep manufacturing my own issues, it's a really helpless feeling
batboobies t1_j2flx9g wrote
Reply to comment by stanimal21 in Help deciding how to consolidate debt... by [deleted]
Thanks for the response!! I've completely locked my credit cards and am not using them at all right now. Right now I'm mostly just getting reamed by interest and purchase interest charges 🥲
The Happy Money loan is at 5.99% and has a set payment plan of around $500/month, with the goal of being debt free in 2 years.
So what you think is I should keep the Happy Money loan, use the other loan for my other credit stuff, and abandon ship on the Accredited Debt Relief program?
batboobies t1_j2fo01n wrote
Reply to comment by stanimal21 in Help deciding how to consolidate debt... by [deleted]
Thanks for the tip! I really appreciate you taking the time. I have a lot to think about.