imnotsoho

imnotsoho t1_irkaltz wrote

Europe does a decent job. But I have a challenge for you. Take a map of any large metro area in the US and lay out a bus or train map where 90% of the people are with a half mile of a transit line. Works OK in the cities, not so much in the suburbs. Or we could just tear everything down and start all over.

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imnotsoho t1_ircqi8p wrote

No, get a Credit Union. I have accounts at 3 different Credit Unions. No monthly fees, low rates, nice people. Many Credit Unions started as only for certain employers or industries, most have now switched to geographic area limitations. IE Golden One used to be only state employees, then went to five county area, now anyone in California can join. Worried about ATM access? CCs have a network of over 25,000 ATMs.

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