itsdan159

itsdan159 t1_iyds5n5 wrote

Reply to comment by 27Believe in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount

If the person was excluded specifically, not just not on the insurance but excluded from it, it might not be covered. This can be done sometimes if you have a high risk driver in the household making the rates go up for others. It could be the result if someone on either end misunderstanding what was being asked when removing the driver.

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itsdan159 t1_iy4ukqt wrote

Reply to comment by theoriginalharbinger in A job interview ended because I refused to tell them what my current salary was and what my salary expectations were. Is this normal? by RepresentativeError8

>An employer needs to know roughly what you expect to determine if it's worth the time of their generally well-paid employees to continue interviewing you. If they can't make that assessment, you'll get told to go home.
>
>The average cost of a first-round interview with 4 people involved (a recruiter, an HR person setting the interview, two actual interviewers) is going to be anywhere from $500 to $1,000. It gets more expensive from there.

Then you'd expect companies would list salary ranges in job listings, but infamously a great many don't. Even if they don't they could have told OP the salary they'd expect to pay based on their first round interview, which would have accomplished the very same thing you mention. It may not be adversarial to the degree people act like it is, but it's absolutely self-serving the way they do things.

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itsdan159 t1_iuk3zwm wrote

Reply to comment by spaceflower890 in How do I select trustworthy charities to donate a windfall I do not want? by Most-Star-7094

This, I very much recommend Charity Navigator but also don't obsess over low administrative costs. I've worked with a couple nonprofits and the staff are almost all paid like crap and their enthusiasm to be helping people is absolutely exploited.

Likewise an executive making a $300k salary sounds like a huge a waste, but consider organizations the size of some larger well known nonprofits do actually require a lot of specialized knowledge and skill.

In principle you want to look more at how effective they are. Doesn't help to spent 99 cents of every dollar on aid if it doesn't actually do much good because the staff is paid crap and the executives have no idea what they're doing.

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