(Air quote) "sign up" with the 3 credit agencies directly. Those air quotes are because you have to create an account with them to see what they already know about you.
They all have ways to provide you info for free, including email notifications of changes- and they also all employ dark patterns to get you to pay them money, which you don't need to do. As offensive as their practices are, they are the source of truth, best to engage directly with them.
In my experience, Amex is the most helpful of the card issuers in terms of free connections to credit monitoring services (a layer on top of the 3 agencies). If you have an Amex card you can look into this. But would advise direct accounts with each of the agencies.
jonahbenton t1_j6o0sxo wrote
Reply to good ways to monitor credit? by Randoml9789
(Air quote) "sign up" with the 3 credit agencies directly. Those air quotes are because you have to create an account with them to see what they already know about you.
They all have ways to provide you info for free, including email notifications of changes- and they also all employ dark patterns to get you to pay them money, which you don't need to do. As offensive as their practices are, they are the source of truth, best to engage directly with them.
In my experience, Amex is the most helpful of the card issuers in terms of free connections to credit monitoring services (a layer on top of the 3 agencies). If you have an Amex card you can look into this. But would advise direct accounts with each of the agencies.