Huge truth here. I have a paid off car, phone, no credit debt. I could have a new car, phone, and still be making it. BUT, I'd be on a razor thin margin. The buffer is so helpful towards my baseline happiness.

This isn't my original content, I'm not sure if this is copyrighted. I think you should be safe though, as these quotes are quite old.

You can read them, evaluate if the messages are useful to you, or not. I like to revisit this list every so often in order to make sure I am being a good leader, not just a manager. I find it helpful, perhaps you will too.