"your" mom let "your" insurance expire.... Expensive lession.

Yes, you are stuck with two car payments.

No good news here at all, sorry.

You need to combine accounts and become a team.

Tracking fun money: cash.

You are spending too much and and saving enough with 300k income.

Where is all your hard-earned money going?

and rightfully so. Leon should stop playing/wasting his billions on Twitter and make Tesla a success... (oh, he does not have the capability.... space karen.

Not a surprise.... No data was shared, no independent verification.

MG also says that those are goals over time.... When you get a promotion or higher paying job.... keep creating this scarcity.

I am confused:

1. received a direct deposit

2. no transaction in your account

Both cannot be true.

Banks are slow... especially the big ones.

I guess get your brother to help you fix this fixer-upper.

Other option: sell at a loss, lesson learned... That is what I would do.

Property tax

Insurance

Both have likely gone up.

Get some insurance quotes. There may be a better deal out there.

Taxes: go to your county assessor's website and see what the property taxes are and you can also see the history of that.

I do this when we have a large charge on the card. For example we bought new appliances for about 5K in June and I paid it off within one week after the charge was posted.

We do not like to run high balances on the credit cards. (we already have the cash before we buy big item stuff)

So, you start overpaying in January, then files taxes in April the next year, then you have to wait 45 days before the interest payment start.

the IRS has your money for 17-18 months before you get a penny.

This is so important, I would speak with an estate attorney to be 100% sure.

What is your question? It sounds like it has something to do with $3000 and your dad. (if you can make it more concise after thinking about what your question is. provide only the necessary information)

Yes. Do not start a business on a credit card.

Start slow, with cash, sell the stuff, buy more inventory and grow slowly.

Risk is up to you, what you think is acceptable. I cannot answer that for you.

Also, you would have to define what you mean by low, medium and high risk.

For example: for me, high risk is penny stocks, junk bonds, and privately held REITs and i stay away from those.

None of the above.

I would tighten the belt and pay off the debt. Moving debt around is not a good idea.

I would assume your income can pay this off in less than one year. I would not keep the debt around as a pet.

Nope. The impact of that is so small; the market would not feel the difference.

Same for people taking (selling stocks/bonds) for meet their RMD requirements; meaning prices would go down. They do not.

If you are thinking long-term and the market will go up over time, it does not matter when you invest a lump sum.

It says "able"... does not mean that they will or can.

For example, my paycheck shows pending for about two days in my checking account. They would make it available immediately.

Now when they do that, and the transaction is reversed and you spend that money, you will get penalties and fines.

I would not take that risk. It sounds more like a gimmick.

Only buy term life insurance (if necessary.. when loved ones depend on your income.

Invest in index mutual funds for your retirement.

Stay away from this product (and every other cash value product) or an insurance product that "invests"

if one invests in index mutual funds for the long term, then this article does not matter at all.

If you are in the accumulating phase, and the market is down, you have a great advantage, because you are buying the index funds when they are on sale basically.

I would forget about that article.

No, no additional interest charges.

Do not go that close to the last day. Play it safe.