Do you have short term disability? Many people use that. Depending on size, your agency may also have a leave bank that may or may not cover maternity. My guess is that they don't want to deal with the hassle of reporting pay to DPFML every quarter and withholding-- and some people probably don't want them to because it's money out of their paycheck for a program they'll "never use". It's unfortunate, paid leave should be available for everyone.

I couldn't find any other mods listed so I didn't even think it was worth submitting a modmail to ask about my ban. The only rule that I possibly broke was "don't be uncivil".

Definitely an issue. The mod banned a ton of people from that sub for a post where an Indian person was asking for input from other Indian people about western Mass communities and whether people had had racist or welcoming experiences. He claimed that asking about people's experiences was racist and as bad as the KKK. Then someone made another post calling out his behavior, someone else posted the first post with all the responses and I got banned for saying that his "asking whether people have had racist experiences is racist and discriminatory" take was shitty.

Burncoat is nice. Easy access to restaurants and shopping, 190 and 290 and downtown is close, but it has a suburban feel and you might be able to have a yard for your dog (lots of duplexes and 2-3 families). There are a couple dog friendly buildings downtown too--Courthouse Lofts and 330 Main come to mind.

When I was mortgage shopping our realtor encouraged us to use Fairway too.. I applied with Fairway, our local credit union, a small local bank and a medium sized local bank. Fairway had the highest closing costs of the four. We ended up going with the medium sized bank and don't have any regrets. Even refinanced with them a couple years later. You can shop around and get loan estimates from multiple lenders before you sign paperwork.

There is a huge economic impact that's not being accounted for here. I could have paid for 2 cars in cash with the amount I've spent repaying my student loans in the last 3 years. I definitely thought I would have started a family by now but it's ridiculously hard to figure out how to pay for daycare and $850+ per month in student loans* plus car payments and a mortgage. Other countries have figured out how to pay for education without requiring people to mortgage the rest of their lives for it.

*for the first 4 years after I graduated my husband and my combined student loan payments were about $1500/month.

Pretty sure Amtrak goes through there.

No it wouldn't in Massachusetts. The line for wrongful death and murder of a fetus is based on viability of the fetus on the logic that it's not a meaningful distinction if someone's 8 1/2 months pregnant and killed in a way that the fetus is seriously injured and dies of injuries after birth or killed before birth. There's case law on this for wrongful death and vehicular homicide. Commonwealth v. Cass (1984) and Mone v. Greyhound Lines (1975).

If you actually read the decision, the girlfriend was less than a week from her due date with a viable fetus. Fetus would have been a living human within a few days and died solely because this guy stabbed the mother repeatedly in her vital organs and it was dependent on her blood supply. His argument was that because by luck he didn't actually stab the fetus directly it shouldn't be murder.

True. I was thinking more of a larger HR department. But it sounds like this guy might be the HR at his company.

Or talk to your boss or the company's general counsel. Lawyers are generally pretty good at researching and explaining legal requirements and are definitely a better source than Reddit. There are usually FAQ and calculators available through the AG's office too.

Depending on location, monthly commuter rail passes are much less, and parking at some of the outlying stations is pretty cheap. There is definitely a cost but it can be worth it particularly if you can work on the train.

Depending on the housing market and time period--equity. Your estate or heirs can sell the house and keep the difference between the sale price and the mortgage (assuming there is any) versus with an apartment you don't own any of that value.

The people who are buying houses at that price have to make more than the average. It's all the older generations who bought relatively affordable houses 20 or 30 years ago whose house values have shot up that keep the average income there.

Does he have a tax ID? Use that. If I recall correctly it's less used for identification and more for tax purposes if taxes are owed so they can issue a 1099. I deal with it fairly frequently for estates and such and if there are years of interest or dividends accrued you can owe taxes on those amounts.

It was part of the "grand bargain" to increase minimum wage a few years ago. I think that was also when paid family and medical leave was passed. It's not directly connected but was all included in the same bill to get enough legislators to vote for it.

Feeley Dental on Mountain Street. The dentist and his staff are great. I was in a similar situation and hadn't been to the dentist in years.

There's a new place downtown on the corner of Commercial and Front Street that does custom suits. It looks pretty cool.

What about Acton, Boxborough, Maynard? Acton's on the commuter line and Acton-Boxborough schools are great. Maynard and Boxborough are each one town over and Maynard's more affordable.

Effective Altruism is a philosophy of targeting philanthropy to the issues and locations where it can make the most difference. It's not a cult. Most nonprofits are run by people who are doing it as a side gig ir, if they're doing it full time, are making much less money than they could be doing something else because they care. Are there some bad actors out there? Sure, there are in any industry but it's not most of them and it's not a cult.

Massachusetts is fairly strict about who can be an independent contractor (1099) vs an employee. https://www.mass.gov/info-details/massachusetts-law-about-independent-contractors Talk to employment counsel and get legal advice. If you mess up the independent contractor status, you can be on the hook for all the taxes that should have been paid, unemployment contributions, etc.

The tax exemption is an IRS process so that will be the same regardless. I think you would have to hire Delaware counsel for a Delaware incorporation, you'd still be subject to the attorney general registration and tax filing requirements and Delaware counsel is probably going to tell you to hire Massachusetts counsel anyway because there are a lot of state specific considerations and you'd be doing business in Massachusetts so you'd also still need to file annually with the secretary of state as a foreign corp and maintain good standing in Delaware with whatevers required there.

Talk to a lawyer who does non-profit work. You'll probably need to incorporate and obtain a tax exemption. Nonprofit owned real estate usually doesn't pay real estate taxes and you could accept tax-deductible donations. Warning: this will probably cost something in the range of $3-6k to set up, possibly more with Boston hourly rates. It will likely take months to get the IRS exemption. You'll also have to file annual reports with the secretary of state and attorney General, have tax returns prepared for the organization, etc. It's a fairly complicated process with recurring obligations not a one and done thing.

Look online first and see what they have for selections in your price range. I've heard that sometimes you can find cheaper cars from dealers who don't sell that make but take it in trade so I wouldn't limit your search to Toyota dealers if you have a tight budget. See which dealers have the cars and what the prices are.

Not sure it's standard but in my town it seems to be private roads (which also have no town road services). There was some issue a few years ago where to comply with E911 regs the town decided they needed to go around renaming common driveways for clarity. So instead of the houses on a shared driveway on Smith Road being 6A, 6B, 6C Smith Road, they renamed the driveway "Jones Way" and numbered them 1, 2, 3. The letter they sent was extremely clear that there is still no municipal plowing or other "road" services and it remains private.