leadfoot9

leadfoot9 t1_jegdsfq wrote

The idea of a "good school" is sort of a myth. Universities generate pieces of paper that are more or less treated as commodities in the real world. The main reason to pay more for one piece of paper over another is the networking opportunities that might come with the more expensive piece of paper, if you're into making friends with rich failsons.

As far as actual learning outcomes (which have little to do with the piece of paper), that is more about the department you study in, your class schedule, and the specific professors you have. One department might be amazing, but the next might be an incompetent circus. The idea of ranking entire universities irrespective of area of study is a scam. Single departments at relatively large universities are subject to massive changes in educational quality if even 2-3 good professors decide to retire or otherwise leave.

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leadfoot9 t1_jefexwj wrote

I think it's because the moniker is just descriptive:
It was a bridge used to cart hot, liquid metal across the river from one part of a steel plant to another.

So, it may have been a mistake to start referring to "The" Hot Metal Bridge.

Also, I recently learned that, on the South Side, the Hot Metal bridge is properly the bike/pedestrian bridge. The car bridge is the Monongahela Railroad Bridge or something like that.

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leadfoot9 t1_je9r1lv wrote

You're just starting out, and your limit is tiny. It's pretty easy to get a $50,000 credit limit spread over several credit cards, at which point even $5,000 of spending per month is only 10% utilization.

With that being said, the reasons for using the card have nothing to do with credit score. They have to do with convenience, security, and earning cash back or other perks.

In the meantime, you can pay off your card every week to keep your utilization low, if you need to goose your score. But your score only matters if you're applying for more credit (e.g. getting a mortgage), so if that's not the case you don't need to worry about it and can let your score increase naturally.

Actually, it sounds like your score is already fine. Don't worry about it. 5-10 point changes are just normal fluctuations.

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leadfoot9 t1_jaepi2v wrote

Reply to comment by lefindecheri in Viewing homes in the area by Ar30la

Hmm.... I never thought of that. I did notice that some cheap, crappy developments out toward Bridgeville didn't have them, and predictably, those homes have way too many cracks for their age. I also heard an offhand remark a few weeks ago by someone that "most homes in X neighborhood don't have basements" (they absolutely do, indicating that the speaker was in a different social class than me and was probably looking at far newer homes that I could never afford). Now, new buildings being out of compliance with basic codes is very common... inevitable, even, but surely oversights THAT big don't happen, right?

It turns out there are actually FOUR methods for frost protection:

  1. Founding below the frost depth.
  2. Extending insulation into the ground, such that the heat of the building will keep the ground under it from freezing.
  3. Building Per ASCE 32
  4. Founding on solid rock

Now, #3 would probably require involving an engineer, so I doubt it's done for cheapo houses, and #4 would be absurdly expensive, so I assume that #2 is the normal practice.

With that being said, many types of insulation degrade with time, and #2 involves a pinky promise to keep the house at 64 degrees minimum year-round. So, I guess look for newer houses to occasionally get f***ed when they're vacant/for sale in the winter or there's just a winter power outage.

FYI: Crawl spaces don't help with frost protection. The don't affect the foundation depth, they just raise the living area off the ground. They're so that the plumbing under your house is accessible for repairs instead of being encased in a solid concrete slab. Like a basement, but cheaper.

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leadfoot9 t1_ja8gn82 wrote

I assume there's a lot of waste. Not all U.S. grocery stores are like this, and you can save a lot of money by avoiding the ones that are.

I hate walking across a giant store that's as long as two city blocks and has 4 brands and 30 flavors of everything but still manages to be sold out of the thing I actually want. It's definitely something that requires acclimation, and you can lose that acclimation if you don't visit one for a few years.

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leadfoot9 t1_j9voad9 wrote

>there's no way he would ever drive here during the winter

This is the appropriate response. No matter how good you, your tires, or your transmission are, all it takes is one idiot losing control in the other lane. Just stay home on Darwin Awards night.

But, if you must go out, you don't need AWD unless you live on a hill that never gets plowed.

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leadfoot9 t1_j9to6bq wrote

Reply to comment by HarpPgh in The fall of Pittsburgh Bodegas by HarpPgh

>However, I’d challenge the fact that there are at least 10-12 neighborhoods at this point in time with several demographics (college students, young professionals, people who live on their own) that would greatly benefit from a small one stop shop and there’s simply nothing other than a junk store or a dollar general

Oof reminds me of college.

To that point, I'd like to propose 2 additional factors:

  1. Universities being real estate moguls that drive up property prices and crowd out low-margin grocery businesses.

  2. Universities monopolizing the food industry with "dining halls"... to the point that many students are required to buy food from the university as a condition of their enrollment.

I'd also say that students are too overworked to cook for themselves, but that's probably highly degree-dependent.

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leadfoot9 t1_j9tf1q6 wrote

One factor I haven't seen mentioned yet is grocery "haul culture".

Making lots of small, quick grocery stops through the week (preferably when you're already in the area) is conducive to shopping at multiple small stores that might not be "one-stop shops", but the United States has normalized massive grocery trips enabled by obscenely large cars and sometimes owning 1-3 extra freezers in the basement.

Small grocers tend to thrive in environments where people are shopping on foot or by bicycle multiple times per week and are not making these massive once-or-twice a month "hauls". Maybe it's just correlation, but maybe there's some causation.

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leadfoot9 t1_j96c716 wrote

I kind of agree, BUT...

The proportion of human adults who meet this level of "responsible" is probably no more than about 60%, and this is incompatible with our current system of allowing gun ownership by default to virtually all adults except convicted felons. I should not be allowed to walk into a store and buy a gun solely by virtue of how long it's been since I came out of my mother's vagina. The absolute lowest bar possible would be to require me to have at least taken some sort of half-assed safety course, like you do for cars or boats or even for a hunting license.

And, of course, here in PA we regulate the sale of NON-ALCOHOLIC BEER more heavily than we do the sale of ammunition.

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leadfoot9 t1_j6ribiw wrote

Depends. Sometimes they respond next-day. Sometimes they don't.

My least-helpful 311 experience was reporting an issue that only occurred in the evening, and the crew apparently showed up in the morning, reported that the problem couldn't be located, and closed the ticket.

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