marvelmon

marvelmon t1_jcmfvs3 wrote

"Silicon Valley Bank Would Have Passed The Liquidity Coverage Ratio Requirement" March 14, 2023 (Bank Policy Institute)

The failure of SVB appears to reflect primarily a failure of management and supervision rather than regulation.

https://bpi.com/silicon-valley-bank-would-have-passed-the-liquidity-coverage-ratio-requirement/

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marvelmon t1_jcm6d3c wrote

Deregulation had nothing to do with it. SVB made bets that the interest rates would remain low. When interest rates were being raise by the Feds, they didn't have a risk manager to adjust their investments.

And who is going to pay for the bailout? Regular people through ever increasing bank fees.

Inflation happened under Biden. Higher interest rates happened under Biden. This had nothing to do with Trump.

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