mowotlarx

mowotlarx OP t1_j6jwu4u wrote

Because city workers are no longer guaranteed quality healthcare upon retirement. They will get a worse health care package that costs then more, covers less and has less options for doctors. When you really think about it, this is just a ploy to help retired workers die sooner due to substandard care.

So watching all of this play out, who would a prospective worker faced with lower salary and no schedule flexibility choose this route? They'll ultimately end up with less funds saved to cover the out of pocket expenses than someone making $20k more at a similar job in the private sector.

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mowotlarx OP t1_j6jc2rl wrote

Yes, they will. They will pay for more out of pocket because less will be covered. They will have fewer options for local doctors, meaning many may need to go out of network for specialty care. Medicare Advantage isn't Medicare, it's a private insurance company chosen because they intend to nickel and dime aging retirees who require more healthcare.

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mowotlarx OP t1_j6ird6x wrote

>"Don't forget that most men with nothing would rather protect the possibility of becoming rich than face the reality of being poor."

I think about this quote from the musical 1776 a lot. It explains American conservative voters pretty well. How else to explain how people living in impoverished states were pushing to end the Estate tax when Trump took office.

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mowotlarx OP t1_j6ipye4 wrote

So how are the retirees on a fixed income who were promised these benefits supposed to absorb it? For perspective, this would only save $500 million a year. That is less than 2/3 of what we spent on NYPD overtime alone in 2022. There are ways we could save this money, but it's much easier to fuck over retirees I guess.

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mowotlarx OP t1_j6i8ef0 wrote

You must know a lot of cops who flee to Florida. Because it's not normal for middle and lower income New Yorkers to pick up their life and move to fucking Florida because they retire. That's not cheap.

And don't pretend to speak for Millennials. Any Millennial who has thought for more than a few minutes on this subject knows that us fucking over these retirees means we are only fucking over ourselves. Every time we take away retiree benefits for current retirees we're making it less and less likely we will ever be able to retire.

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mowotlarx OP t1_j6i0ee4 wrote

People forget that even when you have a "good" pension, if your highest salary in city work was only $40k, you're only making a percentage of that upon retirement. That is a very low fixed income. Most city workers don't get that sweet NYPD, FDNY, DSNY overtime they can tack on to retirement. Add an extra $100-200 a month for worse healthcare and fewer doctors and that's enough to really push people over the edge.

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mowotlarx OP t1_j6hzlrp wrote

Tier 6 pension is not as good as being paid more $$ annually and putting into a 401k. This isn't a gravy train. I know people who retired city service after 3 decades and maxed out around $41k salary at retirement. Even with a better pension tier they will be living in poverty despite their pension. It is only as good as the salary is.

When you're talking about people taking advantage of OT, you're mostly talking about cops, firefighters and sanitation. I agree we should go after them specifically, but they aren't the rule.

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mowotlarx OP t1_j6hzhub wrote

There's been a ton of back and forth on this and you're going to get a totally different spin from the city and from retirees. The base of it is that the city is trying to make budget cuts and save money and think switching retirees to this plan will do so. The retirees are worried this is going to be a lot out of pocket on a fixed income and they will lose health coverage and doctors.

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mowotlarx OP t1_j6hvmrd wrote

Good or bad for who?

It's good for a short sighted City government that is desperately cutting corners to save a few bucks. This would save about $500 million, about 2/3 of the OT budget for NYPD last year.

It's bad for retirees on a fixed income (who were paid far less than their private sector counterparts) who were promised their health plan as trade off of working for the city and now are being forced to take on a private health plan (calling itself Medicare) that will reduce the amount of healthcare they receive and thin the selection of doctors.

At the end of the day, most of us will be retirees some day and will regret what we do now to cut those benefits.

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mowotlarx t1_j6go1al wrote

Oh, you mean losing a massive percentage of staff due to low pay and lack of WFH/flexible schedule options, refusing to replace half the staff who left, delaying the hiring process for months, underpaying current staff with no cost of living increases in 3+ years and constantly talking shit about them in public while praising private business owners instead hasn't increased efficiency?? I'm shocked!

For those unaware, Adams has been actively promoting the idea that these offices will become more efficient because so many workers have left, because they'll just have to find a way to get it done. He's a moron.

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