Unless it's stated otherwise, yields and rates are annualized.

Highest rate first.

Dave only says that so people can see material progress and play mental games to win. Unless you want/need that, the best route is highest interest first.

Yes your insurance can drop you.

For 2.5k, by time you pay the deductible and increased premiums, you will almost surely be better served by self paying.

If you have the cash just pay them off and forget the loan.

It would save you some interest. I would still it off early as if it were a credit card though.

In 2, are you paying interest on that? How do the rates compare?

Only do 1, or possibly 2 depending on above.

As long as they use health equity, you will have to keep that account open. You can open an HSA elsewhere and do transfers over. You want you contributions to go to health equity initially to get the full tax benefit. Then periodically make transfers. Just be aware of fees to do so.

If you have enough cash to cover 180 in interest income at around 4% to balance the probable 20+% the CC is growing at, then you have more than enough to pay it off today. So do that.

Are you sure that's the principal amount and not a total cost of financing? Those would be different things.

If they all track the same index, they should all be virtually the same. High liquidity/volume and low expenses are best.

Starting a business is more than filing an LLC and paperwork. Especially something in bio med. Lawyers are also expensive.

Reduce your balance, but since you are asking about this, then that's not feasible obviously. All you can do is ask them, but since the minimums are done by a predetermined formula, it's highly unlikely. You are better off asking for a reduced rate. At least that will slow the bleeding a bit.

Because EJ cares about their assets under management and when you withdraw, they show less money. Fidelity doesn't care as much and wants to help their customers they way want to be helped first.

That's because the fund hasn't priced today. Mutual funds only get a price update once daily, a few hours after market close.

You want to pay your down payment first. So in your example, 15k car and add 5k down payment for loan of 10k. In the other example you will still reduce your principal to 10k, however your monthly payment amount will stay the same as a 15k loan, increasing your monthly obligation.

You budget is whatever you make it. As long as it's dollar for dollar, it doesn't really matter.

Unless it reports to FICO scores, it doesn't matter. For all real world applications, credit karma is a "fake" credit score. Nobody uses Vantage score which is the underlying model.

Did you tell them the money is for a 60 day rollover? If it's a transfer, as you know it's not payable correctly. Doing a 60 day rollover shouldn't be an issue.

You should start with the prime directive in the wiki or auto linked below.

If traveling you will get into travel declaration requirements with customs. I'd look for alternatives besides traveling with large amounts of cash.

Bank is required to do the reporting for you.

Why do you need to move that much currency? Get a check or bank check.

You talking cash dollar bills?

It makes no sense to me, and I'll never understand your logic on refunds. It's my money so I want as much of it to invest on my terms as soon as possible. I would also invest it things that actually have a long term return and not other cash instruments.

Most college grads are negative, so just being positive is a win

Doubtful. That's just more for bank know your customer laws. Probably due to public records mismatch, such as address, etc.