pancak3d
pancak3d t1_iy8dnpc wrote
Reply to comment by makes-more-sense in Started working two years ago — how much savings/income should I strive for to afford an expensive house within the next five years without being "house poor"? by makes-more-sense
Meaning, you will get a joint mortgage with dad, both live there, and you pay 100% of the mortgage?
Very important detail for the post!
pancak3d t1_iy865ru wrote
Reply to Started working two years ago — how much savings/income should I strive for to afford an expensive house within the next five years without being "house poor"? by makes-more-sense
1.5m for a secondary home is so, so far out of your budget.
pancak3d t1_iy4h2da wrote
Reply to A job interview ended because I refused to tell them what my current salary was and what my salary expectations were. Is this normal? by RepresentativeError8
HR probably has a field they are required to populate. If you know what your salary expectation is, and HR is forcing your hand, you can just say it. Add 20% if you want. It's just a number.
I've had many interviews end early because they cannot meet my salary expectations. It's good for both sides because you dont want to waste eachothers time in rounds interviews just to find out they can't pay what you're asking.
pancak3d t1_iy9pwuf wrote
Reply to Should I do backdoor roth IRA? by seriousgainz
Will 6k / year in a Roth make a big difference for you? Probably not
But why voluntarily taxes on decades of gains? If you want to pass some gains onto the government, to save yourself from clicking a few buttons in your tax software, I suppose that's up to you.