BINGO. Banks love when they can make money off you with no risk.

There is no benefit to society for allowing people to carry a balance on credit cards, it's entirely a scam.

Oh shit, I forgot you're that guy that posts here every week trashing the parts of the country you don't like. No wonder you have no desire to actually adjust for anything. It's not that you're too lazy, it's that you're too biased.

Two comments:

1. Why are high taxes in the "good" column.
2. You need to adjust several of these for COL. It doesn't matter if you make more money living in a location if you're also forced to spend it all.

What really concerns me is that bias has now started to creep into academia and the scientific community. I always knew you couldn't trust the media spin, but increasingly now you can't even trust the "facts" and the "experts". I don't even know where a person can go now to find truth. I've often said if I were to magically become a Billionaire the thing I would want to spend my money on would be to set up an apolitical research institute that does nothing but try and determine the facts surrounding politicized issues.

The whole Shonen genre seems incredibly played out and yet they keep making money regardless so I'm not sure you can blame recycled plot points as the issue with mecha specifically when you've got so many nearly identical animes about killing demons and such.

Not much since the big decline happened in the 1990s and the trend is downward across this entire graph all the way back to the 1970s.

What's that even supposed to mean? All I'm saying is that if the minimum wage is $10, but everyone I'd offering $15+ then the minimum wage law isn't relevant.

Because men are already dead by then.

They started importing a bunch of Russian coal to replace it.

I live in NJ and don't see anyone offering less than $18/hr. Minimum wages across tge country have basically been rendered meaningless by inflation.

I just want to point out that perception and reality are two vastly different things. The government and media was doing shady stuff this whole time, we're just more aware of it now. To a certain extent this increased distrust is a good thing. Unfortunately most people still only have one eye open. They're just noticing the shady stuff the "other side" is doing while being completely blind to their own sides shortcomings.

>You're telling me that every major investor is just luck? It had nothing to do with skill, knowledge and understanding?

Yes, that's a pretty common school of thought supported by considerable research. For instance people have looked at the fund managers with the highest performance in given years and there's no correlation year to year.

In any efficient market winning and losing is 100% luck just like a casino. Obviously if you have enough money you can push people around in a way that an average investor can't, but even getting to that point takes a lot of luck.

$83k and $1M are obviously quite different.

Not really. Let's say you go to Vegas with $10,000 and put it all on black at the roulette table. There's a roughly 50% chance you double your money and 50% chance you lose it all. Win 23 times in a row and you will almost 110 Billion. That sounds extreme unlikely, but if ever US adult did it you would expect to have made 20 people succeed. Ironically that's roughly the same order of magnitude of centi-billionaires in the US.

Or maybe just a very lucky one. There's a lot of studies that suggest no such thing as a "gifted investor" actually exists. Even Warren himself seems to largely endorse this belief.

That doesn't match the data here..

You want a stable currency. Huge changes in value definitely aren't desirable although it's better for your currency to go way up than way down I guess.

It really depends on where you're going out and where you're buying groceries. TBH I really don't find it to be a big benefit. Maybe if you're making everything from scratch or you're one of those FIRE weirdos who always posts about eating nothing but rice and beans.

And? Obviously they eat out a lot. I doubt they would have saved that much only eating at home.

Not really TBH. This is two people and food ain't cheap these days.

This was posted by a man. But yeah whe I was looking for a house an HOA was a non-starter.