yamaha2000us

yamaha2000us t1_j2a7x2d wrote

Reply to What’s the best way to purchase a new vehicle? by [deleted]

Find out what the car is selling for before going into the dealer.

Go to your bank and find out what they can do for a car loan. They love to give loans to customers with good credit.

Do not discuss down payment until you find out the final price of the car.

Do not discuss down payment until you hear the financing plan and compare it to the bank offer.

Be willing to say no.

When you choose to buy the car, adjust the financed amount by your down payment.

4

yamaha2000us t1_iy9u1os wrote

Reply to Buying a house next year, what’s a reasonable budget for mortgage payment? by ProspectiveHomeBuye

Reduce your 401k Contribution to the Max company match.

Put the rest money into your money market or other investments. This will increase your down payment and any money that is left over can be used to bolster your emergency fund until you are comfortable enough to move it back to a retirement fund.

You are not allowed to take out as much money from a 401K as you think you can to buy a house. There is no reason to keep putting unmatched money in there if you have other plans that are just as important.

4

yamaha2000us t1_iy66lwl wrote

Reply to LPT: If you're teaching someone/learning to drive make sure to practice on the freeway and at night, even if it's scary by Jessieface13

After a couple of weeks driving, I took my son for 1-2 hour drives around our metropolitan area. We drove on highways and to all of the sporting event and music venues.

I pointedly told him that I can’t stop him from doing anything with the car once he gets his full license. At least I will get a chance to show him how to go to all of those places where he was most likely going to go.

The best one was one time he told me he thinks he drove to Jersey. I asked why he thought so. He said he crossed a bridge with a toll booth. I shrugged…

2