>At the moment I have a 2016 Hyundai Sonata 4S that has a sensor out in the back left wheel. This caused the ABS and traction control lights to turn on.

Who cares, this isn't important. If it bothers you, the part is $15 and you can put it in yourself.

>When I get up to 80mph it starts to vibrate to a degree that makes it harder to stay straight.

You need an alignment. It's about $80.

> You can’t lie and say you never attended elsewhere.

What? Sure you can. They only need transcripts if you are trying to transfer credits. If you're starting over there's no reason for a transcript.

If your insurance plan premiums cost more than 9.12% of your household income, then your insurance is considered 'unaffordable' by the government and you are allowed to shop on the marketplace for an insurance plan and may qualify for premium tax credits. Might be worth checking out.

https://www.healthcare.gov/have-job-based-coverage/

> I don't know about the recent laws but you might be required to carry health insurance or pay an extra tax.

The individual mandate technically still exists, but since 2017 there has been no penalty attached to it.

My beater is dying and I'm struggling with the decision to buy in this range with the same salary. It's more the opportunity cost that gets me: I'd much rather invest in retirement or save for building a house than put that money into a car. But man the reliability would be nice! : )

Nope. Your exhaust will likely fail emissions inspection and your car might start getting louder. You can wrap the exhaust and converter if it starts getting too loud, but this doesn't affect your cars performance at all.

It's not necessarily. But OP completely shut down any chance of conversation. They could have turned it around on the employer and asked what was budgeted but they didn't.

Most people are focusing on the salary expectations part, which is legal and normal.

The legal OOP max for 2022 is $8,700.

There's quite a bit of room between the legal minimum and the OOP max. My deductible has been right in the middle for the past 10 years of HDHP.

If your goal is to save on taxes, then yes, you should get married.

Withholding is only an estimate that gets reconciled when you do your tax return at the end of the year. So in one sense, yes it will lower your taxes for the months before you get married on paper. But in a more literal sense, you will not get 'corrected' paychecks or money returned early or anything like that.

An underutilized benefit some companies offer is a Benefits or Health Advocate. I basically call them about any questionable issues on my bill, give them permission to speak on my behalf, and they spend the day on hold and figuring out what's up. Sometimes there's nothing wrong, but they can at least explain what's going on to me.