yes_its_him
yes_its_him t1_j6ez09s wrote
Reply to comment by ShankThatSnitch in Pay down on house or keep in savings? by jws1300
Liquidity isn't generally used in that context.
"A liquid asset is an asset that can easily be converted into cash in a short amount of time. Liquid assets include things like cash, money market instruments, and marketable securities."
It's not all that different from saying you can take out a personal loan.
yes_its_him t1_j6etjhx wrote
Reply to comment by jws1300 in Pay down on house or keep in savings? by jws1300
> I want to have no debt asap so if I did lose my job I wouldnt be scurrying to get income.
Don't do that. If you lose your job, you want cash, not equity. You can fund the mortgage for many months even if you lose your job if you have the money liquid.
yes_its_him t1_j6es81o wrote
Reply to comment by ShankThatSnitch in Pay down on house or keep in savings? by jws1300
You have to pay money to access your own equity.
And if you don't have income for whatever reason, you won't even get that HELOC
yes_its_him t1_j6dgacd wrote
Reply to Pay down on house or keep in savings? by jws1300
I wouldn't.
Equity isn't liquid.
yes_its_him t1_j2egjko wrote
Reply to Were There Any Big Bands That Mixed Electric Guitars Into Their Orchestras? by EnderCrystal221
Here's Charlie Christian playing electric guitar with Benny Goodman in 1939
yes_its_him t1_j2do2ro wrote
Reply to comment by farmallnoobies in [OC] Around 30% of countries spend more than 2% of GDP on their military by IndeterminateYogurt
That's not really what that term 'defense' means.
There's no distinct 'offense' budget.
yes_its_him t1_izf0se9 wrote
Reply to comment by Series_G in [OC] Guns in the US and Canada by pigecoin69420
The official numbers are linked in the post and appear to support the presentation without overt misrepresentations or unrepresentative data where it can be compared
yes_its_him t1_izf0fzh wrote
Reply to comment by scuac in [OC] Guns in the US and Canada by pigecoin69420
Violent crime increased in 2020 vs prior years
yes_its_him t1_izezxrt wrote
Reply to comment by Rat_Salat in [OC] Guns in the US and Canada by pigecoin69420
I am not doing anything except reporting what governments say in their official numbers.
You seem to be the one making random evidence-free assertions
yes_its_him t1_izeu8vj wrote
Reply to comment by Rat_Salat in [OC] Guns in the US and Canada by pigecoin69420
Who needs facts when we have preconceived notions?
yes_its_him t1_izeidby wrote
Reply to comment by H_Lunulata in [OC] Guns in the US and Canada by pigecoin69420
Your conclusion sounds more like an assumption so far. Why not look and see if that's actually the case?
The assault rate in Canada is reportedly 575 vs. 246 in the US per 100,000.
Burglary is 438 in Canada vs. 376 for the US.
There could be differences in the way metrics are aggregated, but I don't think the conclusion that they are "very much not equivalent" is founded just because the numbers surprised you.
yes_its_him t1_iyf3nef wrote
Reply to comment by fifthfrankie in [OC] Argentina vs Poland Pass Accuracy (%) per Player by fifthfrankie
Maybe show who is the most accurate relative to peers with similar attempts.
As it stands, the ranking is not what the title presents
yes_its_him t1_iyf0bta wrote
It seems like you would order them by accuracy percentage, not total passes
yes_its_him t1_iyawcpo wrote
Reply to comment by nolesrule in Would I save this amount of interest over the life of the loan? by [deleted]
I assumed they just paid the minimum until paying off the balance month 12, since that aligns with their numbers, but it could be interpreted otherwise.
yes_its_him t1_iyadb8v wrote
Reply to comment by nolesrule in Would I save this amount of interest over the life of the loan? by [deleted]
>you'll pay about $2200 in interest over a year.
More than that with the loan parameters here
yes_its_him t1_iya71vh wrote
Yes, in almost all cases (where there is no prepayment penalty)
Of course you would have to come up with the money, and couldn't use it for anything else
yes_its_him t1_iy697nz wrote
Reply to Solo 401k contribution question by [deleted]
See if this helps
yes_its_him t1_iy5v822 wrote
When stocks, bonds, ETFs, or mutual funds are inherited in a taxable brokerage account or joint or separate revocable living trust, the beneficiary generally receives a “step up” in cost basis. A stepped up basis increases the value of the asset for tax purposes to the market value at the time of death.
When you sell the stock or asset, you’ll pay capital gains taxes on the difference between the step up cost basis and sale price. There’s no holding period requirement. In theory, you could sell it right away and still get a stepped up cost basis. In practice, the estate settlement process takes time. You’ll need to work with the financial institution to get everything properly retitled and the new cost basis applied.
https://darrowwealthmanagement.com/blog/step-up-in-basis-on-certain-inherited-assets/
yes_its_him t1_iujsrhz wrote
Reply to Are I-bonds still worth it? by WhydIGetLocked
It's not the interest rate it used to be, but it is still a good option for many people
yes_its_him t1_itsyzjr wrote
That seems like an overstatement, but he does bring a unique style and energy to his stories as both writer and director. Good work gets recognized.
yes_its_him t1_j6msou4 wrote
Reply to How can I as a 17 year old flip $290 into as much profit as possible within a week? by [deleted]
It doesn't really work like that. If people could reliably flip money into more money in a week, nobody would work.
You can gamble the money (e.g. speculative investments) but then you are more likely to lose it than to increase it.
If you loan it to someone, you'd make hardly any interest and run the risk they don't pay you back.
If you were industrious, you could turn the $290 into equipment that would let you better charge for your services, or advertising to raise awareness, but then you also invest the time.